food and other essentials in order to secure hats, shoes, gowns, and accessories that cater to a mania for show. If the in- come be limited so that the essentials of clothing only can be purchased, the margin of income which can be spent for pleasure may, if taste so dictates, be spent on clothing instead of pictures, books, or some recreation. That is a matter for the individual or family to decide. In the tjrpical budgets cited below it will be seen that the expenditure for clothing was usually between 10 and 18 prir cent. The higher life. — There are other needs of family life for which money must be spent besides the material ones of food, shelter, and clothing. In the division of some family incomes little thought is given to this phase of living. After the income reaches a certain amount, it is possible so to plan that education, recreation, philanthropy, and savings all figure in the division of expenditures. Some writers say that 25 per cent of the income of $1000 to $5000 should be spent in this way. If thought is given to this, it would mean opportimities for books, periodicals, lectures, and member- ship in societies; some travel and vacation, social clubs, theaters and concerts; charity and church expenditures; life insurance and other savings. It is the idea of ownership of property, of homes, of possessions of all kinds that has led from primitive living to advanced civilization. And with advanced civilization comes the need for the higher life which should be satisfied and can be through wise division of funds. The choice of things to satisfy this higher life rests with the individual ; it may be music, it may be the culti- vation of altruistic feeling in the help given to neighbors ; it may be a bank account for some future good, or monfey spent on excursions, lectures, or theater. Whatever it is, it satisfies the emotional, spiritual, and intellectual life of man and distinguishes him as one of advanced civilization. 328 FOODS AND HOUSEHOLD MANAGEMENT Savings. — Something should be saved yearly even if at first it is but little. Small amounts put away regularly in a savings bank mount up to a considerable sum at compound interest, for regular saving is the only kind that counts. Life and sickness insurance are other forms of saving. Allowances. — Each member of the family should have a personal allowance, even though it is small. One mother gave each of her children five cents a week, beginning at five years of age, and increasing a cent a week each year, until they were old enough to be trusted with more. Even at this age opposite characteristics showed themselves. One boy saved his allowance until he had a quarter to spend at one time ; another was in debt before the end of the week. Each had a bank, and kept accounts, as well. It is sometimes better for a child if he " earns '' his allowances by performance of such household duties as seem best adapted to promote his development.

AI-modernized reading of the original text

food and other essentials in order to secure hats, shoes, gowns, and accessories that cater to a mania for show. If the income be limited so that the essentials of clothing only can be purchased, the margin of income which can be spent for pleasure may, if taste so dictates, be spent on clothing instead of pictures, books, or some recreation. That is a matter for the individual or family to decide. In the typical budgets cited below it will be seen that the expenditure for clothing was usually between 10 and 18 per cent. The higher life. — There are other needs of family life for which money must be spent besides the material ones of food, shelter, and clothing. In the division of some family incomes little thought is given to this phase of living. After the income reaches a certain amount, it is possible so to plan that education, recreation, philanthropy, and savings all figure in the division of expenditures. Some writers say that 25 per cent of the income of $1000 to $5000 should be spent in this way. If thought is given to this, it would mean opportunities for books, periodicals, lectures, and membership in societies; some travel and vacation, social clubs, theaters and concerts; charity and church expenditures; life insurance and other savings. It is the idea of ownership of property, of homes, of possessions of all kinds that has led from primitive living to advanced civilization. And with advanced civilization comes the need for the higher life which should be satisfied and can be through wise division of funds. The choice of things to satisfy this higher life rests with the individual ; it may be music, it may be the cultivation of altruistic feeling in the help given to neighbors ; it may be a bank account for some future good, or money spent on excursions, lectures, or theater. Whatever it is, it satisfies the emotional, spiritual, and intellectual life of man and distinguishes him as one of advanced civilization. Savings. — Something should be saved yearly even if at first it is but little. Small amounts put away regularly in a savings bank mount up to a considerable sum at compound interest, for regular saving is the only kind that counts. Life and sickness insurance are other forms of saving. Allowances. — Each member of the family should have a personal allowance, even though it is small. One mother gave each of her children five cents a week, beginning at five years of age, and increasing a cent a week each year, until they were old enough to be trusted with more. Even at this age opposite characteristics showed themselves. One boy saved his allowance until he had a quarter to spend at one time ; another was in debt before the end of the week. Each had a bank, and kept accounts, as well. It is sometimes better for a child if he " earns '' his allowances by performance of such household duties as seem best adapted to promote his development.

Foods and household management