This amount in other localities would probably buy more. This means that in New York City for $900 a family of five can have a very bare existence, and that with $1000 this family can begin to maintain a decent standard of living unless there is long sickness or other catastrophe. At $1200 a normal family standard can be maintained so as to preserve health, and so that the family will have opportunities to develop in a self-respecting manner. When one con- siders that many families subsist on $500 or $600 a year, it is necessarily under conditions of shelter and with limitations of food and clothing, not conducive to the best development. Suggested Budgets ^ Percentage FOR Familt Inoomb 1 g S Operating Ex- penses, Wages, Fuel, Light, ETC. CO g ft HtGHER Life, Books, Travel, Church, Char- iTT, Savings, Insurance Two adults and two or three children (equal to four adults) : Ideal division . . 25 20 ± 15± 15 25 $2000 to $4000 . . 25 20 ± 15± 20 20 $800 to $1000 . . 30 20 10 15 25 $500 to $800 . . . 45 15 10 10 20 Under $500 . . . 60 15 5 10 10 ^ Printed by permission of J. Wiley & Sons, publishers of ** The Cost of Living," by £211en Richards. 330 FOODS AND HOUSEHOLD MANAGEMENT Typical Budgets * ■ Pkbcbmtaob roB Rent and Operating / Higher Famtlt Incomb Car Fares Expenaes; Life, Food to Fuel. Qothee Sayings, and from Wagea, Charity, Work etc. etc. 13098, three adults, two children 27.5 21.1 16.8 10 24.6 $2500 (Mass.), three adults, no children 25 25 13 12 25 $2500 (Mass.), two adults, one child. much company 32 18 18 10 22 $1980 (St. Louis), four adults, two children 36.3 24.2 20.9 18.60 $950 (Mass.), two adults, three children 20 19 16 15 30 26.1 $600 (Boston), two Travel, sickness, adults, two children 23 26 4 5 and sundries 15.9 $535 (N.Y.), two adults, three children 55.2 22.4 5.3 5.4 7.7 $312 ("mean" English- man) two adults, ^ three children 55.2 15.5 8.9 13.1 7.3 $300, Dr. EngeUs esti- mates 62 12 5 16 5.0 1 Published by J. Wiley & Sons, publishers of " The Cost of Living," by Ellen Richards. THE HOUSEHOLD BUDGET 331 Typical Budgets^ AVKRAGB AviDRAaiD AVEBAOB Income $650 Income $748 Income $846 Rent $154 11 $161 10 $168 Car fare 16 Fuel and light 38 37 41 Furniture 6 8 7 Insurance 13 18 18 Food 279 314 341 Meals eaten away from home . 11 22 17 Clothing S3 99 114 Health 14 14 22 Taxes, dues and contributions . 8 9 11 Recreation and amusement . . 3 6 7 Education 5 5 7 Miscellaneous 25 32 41 Total $650 $735 $811 EXERCISES 1. What definite aims should the wise homemaker have in mind in dividing the income ? 2. What ideals should affect the amount spent for food ? 3. What should determine selection of the house whether owned or rented? 4. What is meant by the operating expenses of a house ? 6. What ideals should determine the amount spent for clothing ? 6. In what ways should the "higher life" of the family or in- dividual be considered in the division of the income? 7. Plan to keep account of every penny of spending money for one year. Look over and criticize at the end of the year.

AI-modernized reading of the original text

This amount in other localities would probably buy more. This means that in New York City for $900 a family of five can have a very bare existence, and that with $1000 this family can begin to maintain a decent standard of living unless there is long sickness or other catastrophe. At $1200 a normal family standard can be maintained so as to preserve health, and so that the family will have opportunities to develop in a self-respecting manner. When one considers that many families subsist on $500 or $600 a year, it is necessarily under conditions of shelter and with limitations of food and clothing, not conducive to the best development. [illustration: Suggested Budgets] Percentage FOR Familt Inoomb g S Operating Expenses, Wages, Fuel, Light, ETC. CO g ft HtGHER Life, Books, Travel, Church, ChariTT, Savings, Insurance Two adults and two or three children (equal to four adults) : Ideal division . . 20 ± 15± $2000 to $4000 . . 20 ± 15± $800 to $1000 . . $500 to $800 . . . Under $500 . . . ^ Printed by permission of J. Wiley & Sons, publishers of ** The Cost of Living," by £211en Richards. [illustration: Typical Budgets] ■ Pkbcbmtaob roB Rent and Operating / Higher Famtlt Incomb Car Fares Expenaes; Life, Food to Fuel. Qothee Sayings, and from Wagea, Charity, Work etc. etc. 13098, three adults, two children 27.5 21.1 16.8 24.6 $2500 (Mass.), three adults, no children $2500 (Mass.), two adults, one child. much company $1980 (St. Louis), four adults, two children 36.3 24.2 20.9 18.60 $950 (Mass.), two adults, three children 26.1 $600 (Boston), two Travel, sickness, adults, two children and sundries 15.9 $535 (N.Y.), two adults, three children 55.2 22.4 5.3 5.4 7.7 $312 ("mean" Englishman) two adults, ^ three children 55.2 15.5 8.9 13.1 7.3 $300, Dr. EngeUs estimates 5.0 1 Published by J. Wiley & Sons, publishers of " The Cost of Living," by Ellen Richards. [illustration: Typical Budgets] AVKRAGB AviDRAaiD AVEBAOB Income $650 Income $748 Income $846 Rent $154 $161 $168 Car fare Fuel and light Furniture Insurance Food Meals eaten away from home . Clothing S3 Health Taxes, dues and contributions . Recreation and amusement . . Education Miscellaneous Total $650 $735 $811 1. What definite aims should the wise homemaker have in mind in dividing the income ? 2. What ideals should affect the amount spent for food ? 3. What should determine selection of the house whether owned or rented? 4. What is meant by the operating expenses of a house ? 6. What ideals should determine the amount spent for clothing ? 6. In what ways should the "higher life" of the family or individual be considered in the division of the income? 7. Plan to keep account of every penny of spending money for one year. Look over and criticize at the end of the year.

Foods and household management