(3) Having an account establishes a fundamental business relationship between buyer and seller that tends to greater re- sponsibility on both sides. Some of the disadvantages are — (1) Too often it is planned to conceal an actual financial shortage. (2) With many people it induces extravagance in buying because pajniient is postponed. (3) The market that carries accounts charges such prices to its clientele as will cover the losses from postponed payments and bad debts. One device for meeting this difficulty is to allow a discount for prompt payments of accounts. D. A variation of the charge account is when the purchaser makes a deposit to the dealer at the beginning of the month and purchases are charged to that deposit. The milk tickets bought in advance are a modified form of this. This obviates the difficulty of enhanced j)rices. 3. Selection of markets: A. On the selection of markets depends much of the success in eco- nomical buying. The grade of goods and the service a market offers vary with the clientele to which it caters. In some markets it is almost impossible to buy the wholesale but less expensive varieties of fresh maiket products. Buying from a market of this sort keeps many people buying beyond their means and using more fancy grades than are necessary for their standard of living and for adequate nutrition. The pleasure derived from indulgence in such varieties and grades is perfectly legitimate but not at the expense of more essential factors. Unfortunate also is trading in a market where the selection is too small and does not give opportunity for the full variety of products within the purchaser's price range. B. Eeliability is another matter of importance to be considered in the selection of markets. This applies not only to the quality of the goods for sale but equally to such matters as the manner of weighing and measuring, sanitation and cleanliness, and candor in making and keeping promises. USE AND PREPARATION OF FOOD. 257 C. Neaniess is a further factor in economic buying tliat is im- portant in tlie selection of markets. It saves the buyer's time, tends to bring more prompt service, helps in the ready correction of occa- sional errors, and is important in emergencies. Many buyers in seeking monetary advantages fail to take other values, such as time, into account. In this connection the cost of trading in too large a number of markets for different items is apparent. "Bargain buy- ing'' in a distant market must have positive advantages to offset its disadvantages. 4. Prices and economical marketing: A. Since fair-price lists have been published the consumer is spared much costly effort in the matter of assuring herself on the prices she is asked to pay. Departure from these may be due to — (1) Differences in the grade of goods purchased from those on which a price is quoted. (2) Additional services rendered by some markets in making sales, the cost of which is added to prices. (3) Poor purchasing ability on the part of the dealer in se- curing the goods. B. The quality or grade of goods purchased is often inferred from prices asked, instead of judging the price to be high or low according to the quality of the goods. The dangers of inferring grade from price needs no further comments.

AI-modernized reading of the original text

(3) Having an account establishes a fundamental business relationship between buyer and seller that tends to greater responsibility on both sides. Some of the disadvantages are — (1) Too often it is planned to conceal an actual financial shortage. (2) With many people it induces extravagance in buying because payment is postponed. (3) The market that carries accounts charges such prices to its clientele as will cover the losses from postponed payments and bad debts. One device for meeting this difficulty is to allow a discount for prompt payments of accounts. D. A variation of the charge account is when the purchaser makes a deposit to the dealer at the beginning of the month and purchases are charged to that deposit. The milk tickets bought in advance are a modified form of this. This obviates the difficulty of enhanced prices. 3. Selection of markets: A. On the selection of markets depends much of the success in economical buying. The grade of goods and the service a market offers vary with the clientele to which it caters. In some markets it is almost impossible to buy the wholesale but less expensive varieties of fresh maiket products. Buying from a market of this sort keeps many people buying beyond their means and using more fancy grades than are necessary for their standard of living and for adequate nutrition. The pleasure derived from indulgence in such varieties and grades is perfectly legitimate but not at the expense of more essential factors. Unfortunate also is trading in a market where the selection is too small and does not give opportunity for the full variety of products within the purchaser's price range. B. Reliability is another matter of importance to be considered in the selection of markets. This applies not only to the quality of the goods for sale but equally to such matters as the manner of weighing and measuring, sanitation and cleanliness, and candor in making and keeping promises. C. Nearness is a further factor in economic buying tliat is important in tlie selection of markets. It saves the buyer's time, tends to bring more prompt service, helps in the ready correction of occasional errors, and is important in emergencies. Many buyers in seeking monetary advantages fail to take other values, such as time, into account. In this connection the cost of trading in too large a number of markets for different items is apparent. "Bargain buying'' in a distant market must have positive advantages to offset its disadvantages. 4. Prices and economical marketing: A. Since fair-price lists have been published the consumer is spared much costly effort in the matter of assuring herself on the prices she is asked to pay. Departure from these may be due to — (1) Differences in the grade of goods purchased from those on which a price is quoted. (2) Additional services rendered by some markets in making sales, the cost of which is added to prices. (3) Poor purchasing ability on the part of the dealer in securing the goods. B. The quality or grade of goods purchased is often inferred from prices asked, instead of judging the price to be high or low according to the quality of the goods. The dangers of inferring grade from price needs no further comments.

Use and preparation of food